Acceptance of Terms
By accessing and using LifeInsuranceCalc (lifeinsurancecalcs.org), you accept and agree to be bound by these terms. If you do not agree, please do not use this site.
Educational Use Only
All calculator outputs and content are for educational and informational purposes only. They do not constitute insurance advice, financial advice, or a recommendation to purchase any insurance product. You assume all responsibility for any decision made based on calculator outputs.
No Warranties
The site and its calculators are provided "as is" without warranties of any kind. Berean Defense L.L.C. makes no representations about the accuracy or completeness of calculator outputs. Premium estimates are illustrative and may not reflect actual market rates.
Limitation of Liability
Berean Defense L.L.C. shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or reliance on any calculator output.
Intellectual Property
All content, design, and code on this site are owned by Berean Defense L.L.C. and may not be reproduced without written permission.
Governing Law
These terms are governed by the laws of the State of Wyoming, United States.
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