Acceptance of Terms

By accessing and using LifeInsuranceCalc (lifeinsurancecalcs.org), you accept and agree to be bound by these terms. If you do not agree, please do not use this site.

Educational Use Only

All calculator outputs and content are for educational and informational purposes only. They do not constitute insurance advice, financial advice, or a recommendation to purchase any insurance product. You assume all responsibility for any decision made based on calculator outputs.

No Warranties

The site and its calculators are provided "as is" without warranties of any kind. Berean Defense L.L.C. makes no representations about the accuracy or completeness of calculator outputs. Premium estimates are illustrative and may not reflect actual market rates.

Limitation of Liability

Berean Defense L.L.C. shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or reliance on any calculator output.

Intellectual Property

All content, design, and code on this site are owned by Berean Defense L.L.C. and may not be reproduced without written permission.

Governing Law

These terms are governed by the laws of the State of Wyoming, United States.

Contact: contact@bereandefense.com